# Strategia Banking & Financial Services > Wealth Made Clear. Growth Made Simple ## Posts - [Bank Guarantee](https://strategia.ae/bank-guarantee/): Introduction to Bank Guarantees: A bank guarantee is a promise from a bank or other lending institution that if a specified debtor defaults on a loan, the bank will cover the loss. It is a critical instrument in commerce, providing a layer of financial security that facilitates transactions between parties who may not have an established relationship or sufficient trust. Essentially, it acts as a safety net, assuring a beneficiary that the applicant will fulfill their contractual obligations. Use of Bank Guarantee: Core Parties The Core Mechanism of a Bank Guarantee: a bank guarantee involves three primary parties: The Applicant (Principal): […] ## Pages - [Services](https://strategia.ae/services-2/): 1. Banking Advisory We have developed a host of award-winning products like GoldMaster in SCB in 1999 which boosted premium card sales by 400%, the first TITANIUM Card in RAKBANK in 2005 which contributed to 21% of the banks nets. A host of retail products in Sharjah Islamic Bank.. Read more.. . 2. Wealth Management We have developed a host of unique services that are designed to high-networth individuals who need unique services. From offshore account advisory and offshore company formation to 2nd passport advisory, we have them all. Read more.. 3. Corporate Services Strategia offers a variety of high-value services that […] - [Finance Solutions](https://strategia.ae/finance-solutions-2/): 1. Project Finance Whether you are looking to finance a new project or expanding an existing one then this finance will boost your business since it is simple, fast and reasonably priced. This finance is provided by a large Capital Investment Group in the United Kingdom through creating a joint venture with the project owner (Applicant). Read more.. . 2. Real Estate Finance Whether you are looking to acquire a property, residential or commercial, refinance an existing property you own (Equity Release) or transfer an existing real estate finance from another bank, our team of experts with vast contacts in UAE […] - [Citizenship Advisory](https://strategia.ae/citizenship-advisory/): Citizenship Advisory Currently, 13 countries offer active Citizenship by Investment (CBI) programs granting full citizenship and passports via donation, real estate, or bonds, mainly in the Caribbean, Pacific, Middle East, Europe, Latin America and Asia. Brief The fastest legal way to get a second passport for most people is through Citizenship by Investment (CBI) programs offered by Caribbean nations like Antigua & Barbuda, Dominica, Grenada, St. Lucia, and St. Kitts & Nevis, starting at $100,000–$250,000 non-refundable donation. These deliver passports in 3–6 months with no residency requirement, strong visa-free access (140–160 countries), and dual citizenship allowance. Additionally, some Latin American countries […] - [Offshore Bank Account](https://strategia.ae/offshore-bank-account/): Offshore Bank Account Offshore bank accounts enable international transactions, asset diversification, privacy, and multi-currency management outside one’s home country, typically in stable financial centers. Brief Individuals and companies open offshore bank accounts primarily for enhanced financial security, privacy, and diversification beyond their home country’s risks. These accounts offer access to stable jurisdictions and specialized services not always available locally. Some of the reasons why individuals and companies choose to have an offshore account are: Offshore Account Options Clients can choose based on their needs, UAE suits regional pros like those in Dubai for convenience and no tax; Cayman or Singapore for […] - [Project Based Consultancy](https://strategia.ae/project-based-consultancy/): Project Based Consultancy It may not be viable to hire a full-time banking and financial consultant to carry out casual assignments, From contracts preparation and review to execution of financial transactions, Strategia can help you with all. Brief Our project need based banking and financial services target companies and individuals who require project based thorough advice on a particular project or transaction, leveraging on our your 30+ years of banking and financial expertise. Our services cover SMEs and corporates facing regulatory or funding challenges in the UAE and abroad. Our services cover the following: Get a free advise today by filling […] - [Offshore Company Formation](https://strategia.ae/offshore-company-formation/): Offshore Company Formation Offshore company formation involves setting up a legal entity in a foreign jurisdiction (often low‑tax or zero‑tax) to hold assets, conduct international business, or optimize tax and confidentiality. Strategia can help you setup your offshore company as fast as you can’t imagine. Brief The most common offshore jurisdictions for setting up companies include British Virgin Islands (BVI), Cayman Islands, and Seychelles, valued for their tax neutrality and ease of incorporation. Other popular areas like Delaware, Panama, and UAE free zones attract businesses due to privacy, tax-free, low costs, and strategic locations. British Virgin Islands leads due to its […] - [Financial Dispute Expertise Report](https://strategia.ae/financial-dispute-expertise-report/): Financial Dispute Expertise Report Fueled by over 30 years of banking experience, Strategia can handle any financial dispute in terms of case analysis and report preparation, whether for individuals or for companies. Read more. Brief Although the financial and audit expert is assigned by the competent court, we are able to prepare consultancy financial reports for court or legal cases which involves analyzing complex financial data to provide impartial and evidence-based opinions that assist judges, arbitrators, or legal authorities in resolving disputes. We review case documents, financial records (ledgers, statements, contracts, invoices), and evidence to establish facts, identify discrepancies, and perform […] - [Escrow Advisory Services](https://strategia.ae/escrow-advisory-services/): Offshore Company Formation With our vast business connections and partnerships with tier 1 providers, we can advise companies and individuals in the context of commercial transactions, transfer of securities, intellectual properties, financing transactions and financial instruments or any transaction that requires Escrow agent. Brief Escrow agencies serve as neutral third parties. They hold funds, documents, or assets in trust and release them only when all conditions in the escrow agreement are met. While many escrow agencies operate worldwide, only a few prove trustworthy for large-value transactions. Escrow agencies safeguard money, securities, or documents in segregated escrow accounts. They hold these assets […] - [Debts Restructuring](https://strategia.ae/debts-restructuring/): Debts Restructuring No matter how much you owe banks or other debtors, we can help you sort all the financial debts with the lowest cost. We will put our three decades of banking experience in front of you to sort out your debts, irrespective of the debts amount and whether there is a court case or not, we can sort them all. Brief Debts restructuring helps distressed debtors – individuals, companies, and other entities – renegotiate debt obligations to achieve sustainable repayment, avoiding default, legal proceedings or even insolvency proceedings, irrespective of its stage whether the case has moved to legal […] - [Due Diligence](https://strategia.ae/due-diligence/): Due Diligence Every business relationship carries hidden risks, from financial fraud and regulatory violations to reputational damage, you need to know your business partners in order to protect your business. Strategia can provide you with full information about your potential partners, prior to become your partners. Brief Due diligence process involves the investigation and verification of information about companies, individuals, assets, or transactions to identify risks and support informed decisions in areas like partnership, trade transaction, investments, banking or any association in this direction between two parties, Carrying out an investigation request requires full information about the investigated party as well […] - [Company Director](https://strategia.ae/company-director/): Company Director Beside UAE company formation, Strategia helps you with resident directorship and professional management services with the option of secretarial and support services for companies under our administration to ensure on-going compliance with the UAE regulations. Brief Any UAE based company, whether in the mainland or in the free zone, would require a minimum one director to be identified and enrolled in the company registration, as per the UAE law. The role of the resident director is to ensure that the company operates as per the UAE laws and regulations and at the same time represents the company before the […] - [Trade Finance](https://strategia.ae/trade-finance/): 1. Bank Guarantees A bank guarantee (BG) is a bank instrument in which a bank undertakes to pay a specific amount to a beneficiary if its client (Applicant) fails to fulfil contractual obligations. It serves as as vital financial security in high-value sectors such as construction, property development, trade and government tenders. Read more.. . 2. Standby Letter of Credit (SBLC) A standby letter of credit is a bank’s written guarantee that it will pay a beneficiary if the bank’s customer fails to perform or pay under a contract. It functions as a “payment of last resort” safety net, typically used in […] - [Standby Letter of Credit (SBLC)](https://strategia.ae/standby-letter-of-credit-sblc/): About Standby Letter of Credit A standby letter of credit is a type of bank guarantee that that the issuing bank will pay a beneficiary if the bank’s customer (applicant) fails to perform or pay under a contract. It functions as a “payment of last resort” safety net, typically used in trade or project contracts where one party wants assurance that it will be paid even if the other party defaults. Read more. Types of Standby Letter of Credit (SBLC) A financial standby letter of credit guarantees payment for agreed goods or services if the buyer fails to pay as specified in […] - [Letter of Credit (LC)](https://strategia.ae/letter-of-credit-lc/): Letter of Credit A Letter of Credit (LC) is a bank commitment to pay a Seller (beneficiary) on behalf of a Buyer (applicant) the price of goods or services, provided the Seller meets specific conditions, like presenting required shipping documents; The LC or DLC is used in international trade and aims are reducing the payment default risk for both, Buyer and Seller. Types of Letter of Credit (LC) Strategia Finance can facilitate the issuance of all types of LCs from banks regulated by the UAE Central Bank as well as GCC and international banks outside the UAE. Advantages of Bank LC: […] - [Company Formation Advisory](https://strategia.ae/company-formation-advisory/): Reach Out Let us make your financial dreams a reality today! - [Bank Guarantee](https://strategia.ae/bank-guarantee/): About Bank Guarantees A bank guarantee (BG) is a bank instrument in which a bank undertakes to pay a specific amount to a beneficiary if its client (Applicant) fails to fulfil contractual obligations. It serves as as vital financial security in high-value sectors such as construction, property development, trade and government tenders.. Types of Bank Guarantees In tender and bidding processes, tendering authorities require a bid or tender guarantee. This guarantee assures them that bidders will sign the contract and provide the required performance guarantee if awarded. Performance guarantees are provided to ensure that contractors or suppliers meet their contractual obligations […] - [Corporate Services](https://strategia.ae/corporate-services/): 1. Company Formation Advisory Business or company setup in UAE provides a cost effective, flexible and higher exposure to business growth. In terms of company registration and formation, we specialize in providing tailor-made corporate services and packages for start-ups, medium and large entities. Read more.. . 2. Company Director In addition to company formation, Strategia provides resident directorship and professional management services with the option of secretarial and support services for companies under our administration to ensure on-going compliance with the UAE regulations. Read more.. 3. Company Bank Account Opening the right company bank account has been a real challenge to […] - [Banking Advisory](https://strategia.ae/banking-advisory/): Bank Advisory We have developed a host of award-winning products like GoldMaster in SCB in 1999 which boosted premium card sales by 400%, the first TITANIUM Card in RAKBANK in 2005 which contributed to 21% of the banks nets. A host of retail products in Sharjah Islamic Bank.. Client Banking & Financial Advisory The United Arab Emirates is one of the richest countries in terms of banks’ assets as well as number of banks which exceeds 50 banks inspite of the bank’s consolidation in the recent past. Although most of the product offering, pricing, procedures look identical, however, only experienced bankers […] - [Company Bank Accounts](https://strategia.ae/bank-accounts/): Best Company Bank in UAE Opening the right company bank account has been a real challenge to many businesses. Lengthy procedures, complicated process and a long journey that may take as long as three months to open a company bank account. Brief The banking sector stands as the leading sector within the worldwide financial landscape. The global banking sector’s total assets stand at an impressive 182.9 trillion U.S. dollars. Within the Middle Eastern region, the United Arab Emirates (UAE) emerges as the sector with the highest total assets, surpassing those of Saudi Arabia’s banking sector by over 813 billion U.S. dollars. […] - [Wealth Management](https://strategia.ae/wealth-management/): 1. Offshore Bank Account Offshore bank accounts enable international transactions, asset diversification, privacy, and multi-currency management outside one’s home country, typically in stable financial centers. Read more.. 2. Company Formation Advisory Business or company setup in UAE provides a cost effective, flexible and higher exposure to business growth. In terms of company registration and formation, we specialize in providing tailor-made corporate services and packages for start-ups, medium and large entities. Read more.. 3. Offshore Company Formation Offshore company formation involves setting up a legal entity in a foreign jurisdiction (often low‑tax or zero‑tax) to hold assets, conduct international business, or optimize […] - [Corporate Finance](https://strategia.ae/stocks-and-shares-finance/): Corporate Finance Banks usually assess corporate facilities requests (like loans, credit lines, or trade finance) through a structured credit evaluation process to gauge repayment ability and risk. This involves quantitative analysis of financials and qualitative review of business viability, often using frameworks like the 5 Cs of credit (Character, Capacity, Capital, Collateral, Conditions). Brief: Although most of the companies have common grounds in terms of turnover, risk factors, expansion plans, etc., however there are no two companies are the same. Banks usually scrutinize balance sheets, income statements, and cash flows for the past 2-3 years, plus projections. Key ratios include debt […] - [Construction Finance](https://strategia.ae/construction-finance/): Construction Finance Solutions for you Irrespective of the purpose of the property, we have what suits you whether to finance an off-plan property or to erect a commercial building. You will enjoy high finance amounts, long repayment periods, lower cost of fund (interest/profit) and most important thing, speed of execution. Overview: The UAE real estate market continued to record strong growth, particularly in Dubai, with sales values and volumes reaching high levels. Conservative borrower-based controls in real estate lending continue to restrict excessive risk taking in this market. The UAE real estate sector registered strong activity in 2022 amidst global economic […] - [Real Estate Finance](https://strategia.ae/real-estate-finance/): Real Estate Finance Solutions for you Whether you are looking to acquire a property, residential or commercial, refinance an existing property you own (Equity Release) or transfer an existing real estate finance from another bank, our team of experts with vast contacts in UAE based bank will be able to help you out. From fast processing to fair pricing, you should expect what you deserve. Summary: The United Arab Emirates is witnessing a phenomenal surge in Real Estate demand, primarily in Dubai and mainly in the residential category in terms of number of units, the commercial remains the highest in terms […] - [Project Finance](https://strategia.ae/project-finance/): Project Finance Whether you are looking to finance a new project or expanding an existing one then this finance will boost your business since it is simple, fast and reasonably priced. This finance is provided by a large Capital Investment Group in the United Kingdom through creating a joint venture with the project owner (Applicant). Summary: – Product: Project Finance through partnership (Compliant with Sharia’a) – Finance Amount: Starts from USD 30MN, upto USD 300MN – Source of Finance: Funding Partner’s account from highly-rated European banks – Finance Disbursal: progressive payments, based on project progress – Repayment after project delivery: Monthly, […] - [Contact](https://strategia.ae/contact/): Strategia in brief: Strategia was founded to provide an expertise advise as far as banking services are concerned, and also assist customers get the best banking deals. Contact us today and get advantage of our 30 years of banking experience.. hello@strategia.ae - [Career](https://strategia.ae/career-financial-consultant-job-dubai/): Empower Your Career with Strategia Financial consultant job Dubai! Dive into a world where your skills ignite global financial solutions. At Strategia, we value your growth, offering a dynamic space to advance and innovate. Team up with industry maestros and craft a career that is not just a job, but a journey of exciting challenges and rewarding experiences. Join us, and propel your potential. Your Advantages Await Innovation Grow your career and start a career with excitement and innovation. We embrace out-of-the-box thinking, giving you the space to innovate. Growth We are not just a team; we are an incubator for […] - [Home of Best Banking Services](https://strategia.ae/): Looking to grow your business? Your success is our commitment Welcome to the House of Best Banking Services.. Embarking on a financial journey requires expert navigation. Strategia team is dedicated to understanding your goals and crafting tailor-made strategies. Comprehensive financial solutions for you Finance Solutions Finance solutions are customized to suit your business needs there is not a size that fits all. Whether from UAE based banks or from International Banks, we have them all. Read more.. Trade finance Solutions Whether you need a Bank Guarantee, Standby Letter of Credit or a Documentary Letter of Credit, we can facilitate all from […] - [Strategia](https://strategia.ae/strategia/): Navigate your financial journey. Strategia was founded to provide an expertise advise as far as banking services are concerned, and also assist customers get the best banking deal. Young setup fueled by three decades of financial and banking experience, aims at creating a real value for its clients. Dive into the world of Strategia, a beacon of financial acumen nestled in the heart of Dubai. Our seasoned experts harness over 30 years of industry wisdom to elevate your financial journey. Whether it us real estate, corporate, or project finance, we tailor unique solutions that grow with you. Our commitment: your prosperity. […] [comment]: # (Generated by Hostinger Tools Plugin)